Business-0

CHECKING
CHECKING

Choose the right checking account to fit your business

BeyondBusiness1
BeyondBusiness2

EFFICIENT

Save time and money with a business debit card.

Write fewer checks and eliminate the need for petty cash with business debit cards that can be issued to both owners and employees with limits set for each card.
 

BeyondBusiness3

SIMPLE

Basic accounts to suit the needs of your small business.

For customers who write few checks, make few deposits and simply need to separate business and personal, we recommend a basic business account.

LENDING
LENDING

Products to fund and manage your business.

BUSINESS MANAGER

BUSINESS MANAGER®

A lending tool to save time and money.

This custom line of credit allows you to improve cash flow and free up time spent collecting accounts receivables.

AGRICULTURAL

AGRICULTURAL

Options specifically designed for producers.

Whether you are looking to expand your operation, take advantage of a new opportunity or manage the day-to-day operational expenses, we can help you access the financing you need. Our loan specialists have extensive knowledge in row crop, poultry and cattle operations.  

COMMERCIAL

COMMERCIAL

Products to fund and manage your business.

From real estate loans and term loans to working capital lines of credit, our loan specialists are here to support your business ventures with flexible products and competitive rates.

View NMLS ID's

MERCHANT SERVICES
MERCHANT SERVICES

Take your payment options up a notch.

business merchant convienent

CONVENIENT

Take your payment options up a notch.

Improve convenience for both you and your customers by enabling your business to accept any Visa or Mastercard as payment. With quick and easy training, 24/7 authorizations, immediate credit to your account and monthly statements, you can improve transaction management as well as customer satisfaction.

TREASURY MANAGEMENT SOLUTIONS
TREASURY MANAGEMENT SOLUTIONS

Streamline processes, maximize returns, and mitigate risk.

RECEIVABLES SOLUTIONS

RECEIVABLES SOLUTIONS

The solutions are designed to help your company safely speed up its receivables function while also working to streamline the process of updating your accounts receivable.

  • Remote Deposit
  • Lockbox
  • Merchants Services
  • ACH Debit
  • Virtual Vault

 

PAYABLE SOLUTIONS

PAYABLE SOLUTIONS

Let our payables solutions transform your company's payables function. Our products and services help you create a streamlined and cost effective payment strategy.

  • ACH Credit
  • Online Wires
LIQUIDITY MANAGEMENT SOLUTIONS

LIQUIDITY MANAGEMET SOLUTIONS

Let us do the work involved in managing your day to day liquidity needs. Our solutions streamline the process of settling your accounts to cover all your daily cash needs while making sure your excess funds are increasing returns.

  • Loan Sweep
  • Zero Balance Accounts
  • Target Balance Accounts
  • Investment Sweeps
FRAUD SOLUTIONS

FRAUD SOLUTIONS

Our fraud solutions help protect your company from both internal and external fraud.

  • Positive Pay
  • Reverse Positive Pay
  • ACH Positive Pay
  • Online Administration
Information Reporting

INFORMATION REPORTING

Our tailored reporting solutions help your company streamline their reconciliation process. Reports are customized to fit each individual company and user's needs. 

  • Account Reconciliation
  • Consolidated Banking
  • Electronic Data Interchange (EDI)
  • BAI
CONTACT YOUR TREASURY MANAGEMENT OFFICER TODAY

FOR MORE INFORMATION CONTACT ONE OF OUR TREASURY MANAGEMENT PROFESSIONALS TODAY

 

Kathryn Pannell, VP

501.435.3070

Kathryn.Pannell@thecitizensbank.net

Landon Downing, AVP

870.698.6227

Landon.Downing@thecitizensbank.net

OTHER PRODUCTS & SOLUTIONS
OTHER PRODUCTS & SOLUTIONS

Manage your accounts anytime, anywhere.

business debit card

DEBIT CARD

Secure, convenient and customized.

With a Citizens Bank debit card, you can access your checking account to pay for any purchase where Visa® is accepted. As an existing Citizens Bank account holder, you are eligible to receive a free custom photo debit card or an instant issue debit card. 

Application  Customize Your Card

ONLINE BANKING

ONLINE BANKING

The online banking service from Citizens Bank provides account information to clients 24/7 via internet access, affording them an opportunity to make informed and timely financial decisions.

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Credit Cards

CREDIT CARDS

Keep all of your accounts in one place.

Our Citizens Bank Visa and Mastercards offer mobile purchase options, online statements, email updates on account information and special offers and are conveniently through the same bank as your other accounts.

Enroll  Login Apply Now

Build Your Business With Citizens

We understand that establishing and running a business can be financially stressful, so we’re here to help you streamline your accounts—from checking, debit cards and accepting payments to loan products, employee benefits and asset management, we can help you get a solid start and make the best decisions for your business. Plus, we offer an array of digital services so you can manage funds 24/7.